Ever since Oprah Winfrey told the 2007 graduating class of Howard University, “Don’t be afraid,” Michael Arceneaux has been scared to death. When you don’t have Oprah's pocket change, how can you not be terrified of the consequences of pursuing your passion? In these razor-sharp essays, Arceneaux details his struggles with crushing debt to create a funny and relatable exploration of the financial and emotional cost of chasing your dreams.